:root{
  --ink:#10211a;--muted:#53645c;--bg:#f6f4ed;--card:#fff;--line:#d9ddd7;
  --accent:#b85f2f;--accent2:#194c3c;--soft:#e7eee9;--shadow:0 14px 34px rgba(16,33,26,.08);
}
*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;font-family:Arial,Helvetica,sans-serif;background:var(--bg);color:var(--ink);line-height:1.65}
a{color:var(--accent2);text-decoration-thickness:1px;text-underline-offset:3px}.wrap{width:min(1120px,92%);margin:auto}
.topbar{background:var(--ink);color:white;font-size:.92rem}.topbar .wrap{display:flex;justify-content:space-between;gap:16px;padding:8px 0}.topbar a{color:white;font-weight:700}
header{background:#fff;border-bottom:1px solid var(--line);position:sticky;top:0;z-index:30}.nav{display:flex;align-items:center;justify-content:space-between;padding:16px 0;gap:22px}.brand{display:flex;gap:11px;align-items:center;text-decoration:none;color:var(--ink);font-weight:800;line-height:1.05}.mark{width:38px;height:38px;border:3px solid var(--accent2);border-top-width:7px;transform:skew(-6deg);display:inline-block;position:relative}.mark:after{content:"";position:absolute;left:5px;right:5px;bottom:7px;height:5px;background:var(--accent)}
nav{display:flex;gap:20px;align-items:center}nav a{text-decoration:none;color:var(--ink);font-weight:700;font-size:.95rem}.callbtn,.btn{display:inline-block;background:var(--accent);color:#fff!important;padding:12px 18px;border-radius:8px;text-decoration:none;font-weight:800;box-shadow:var(--shadow)}.btn.alt{background:var(--accent2)}
.hero{padding:76px 0 58px;background:linear-gradient(125deg,#edf2ee 0%,#f8f3e9 100%);border-bottom:1px solid var(--line)}.hero-grid{display:grid;grid-template-columns:1.18fr .82fr;gap:44px;align-items:center}.eyebrow{font-weight:800;color:var(--accent);text-transform:uppercase;letter-spacing:.09em;font-size:.8rem}.hero h1{font-size:clamp(2.3rem,6vw,4.8rem);line-height:.98;margin:.4rem 0 1.1rem;letter-spacing:-.04em}.lead{font-size:1.16rem;color:var(--muted);max-width:760px}.hero-card,.card{background:var(--card);border:1px solid var(--line);border-radius:16px;padding:24px;box-shadow:var(--shadow)}.hero-card h2,.card h3{margin-top:0}.checks{padding:0;list-style:none}.checks li{padding:9px 0;border-bottom:1px solid var(--line)}.checks li:before{content:"✓";color:var(--accent2);font-weight:900;margin-right:9px}
section{padding:62px 0}.section-head{max-width:760px;margin-bottom:28px}.section-head h2{font-size:clamp(1.8rem,3vw,3rem);line-height:1.1;margin:.35rem 0}.grid3{display:grid;grid-template-columns:repeat(3,1fr);gap:20px}.grid2{display:grid;grid-template-columns:repeat(2,1fr);gap:22px}.card h3 a{text-decoration:none;color:var(--ink)}.pill{display:inline-block;background:var(--soft);padding:5px 9px;border-radius:99px;font-size:.78rem;font-weight:800;color:var(--accent2)}
.band{background:var(--accent2);color:white}.band a{color:white}.band .lead{color:#dce9e3}.cta{display:flex;justify-content:space-between;align-items:center;gap:25px}.cta h2{margin:0 0 6px;font-size:2rem}
.breadcrumbs{font-size:.9rem;color:var(--muted);padding:20px 0}.breadcrumbs a{color:var(--muted)}
.article{display:grid;grid-template-columns:minmax(0,760px) 300px;gap:42px;align-items:start}.article main{background:#fff;border:1px solid var(--line);border-radius:16px;padding:34px;box-shadow:var(--shadow)}.article h1{font-size:clamp(2.1rem,5vw,3.8rem);line-height:1.04;letter-spacing:-.03em;margin:.2em 0}.article h2{margin-top:2rem;line-height:1.2}.article aside{position:sticky;top:105px}.aside-call{background:var(--ink);color:white;border-radius:16px;padding:24px}.aside-call a{color:white}.aside-call .callbtn{display:block;text-align:center;margin-top:12px}
.notice{border-left:4px solid var(--accent);background:#fff8f1;padding:15px 17px;margin:22px 0}.faq details{background:#fff;border:1px solid var(--line);border-radius:10px;margin:10px 0;padding:14px 16px}.faq summary{font-weight:800;cursor:pointer}
footer{background:#0d1a15;color:#cbd8d1;padding:46px 0 90px}footer a{color:#fff}.footgrid{display:grid;grid-template-columns:1.3fr 1fr 1fr;gap:30px}.small{font-size:.88rem;color:#687871}.mobile-call{display:none}
@media(max-width:840px){nav a:not(.callbtn){display:none}.hero-grid,.grid3,.grid2,.article,.footgrid{grid-template-columns:1fr}.article aside{position:static}.hero{padding-top:48px}.cta{align-items:flex-start;flex-direction:column}.mobile-call{display:block;position:fixed;left:12px;right:12px;bottom:12px;z-index:50;background:var(--accent);color:white!important;text-align:center;padding:15px;border-radius:10px;text-decoration:none;font-weight:900;box-shadow:0 8px 30px rgba(0,0,0,.25)}body{padding-bottom:58px}}